Technology
MIS Software : It has two separate MIS for different business i.e. Saving Credits & Microfinance, installed well-known banking software “Pumori Plus IV” for cooperative saving credit operation developed by Mercantile Office System (MOS) Nepal and Similarly, MFin Plus software for microfinance operation, developed by Synergy Tech Software (Pvt) Ltd., Kathmandu, Nepal.
Both MIS system are robust and able to generate required report on demand of clients as well as institution. Similarly, these MIS are capable of producing total loan outstanding according to loan products as well as total saving balance according to savings products. It also is able to produce reports necessary to submit to NRB including the other regular financial reports such as balance sheet, income statement and cash flow statements, loan overdue report etc.
Tablet Banking : It is a one of the pioneer institution of the Country for Tablet Banking to conduct Microfinance operation. It has been established paperless microfinance centers with help of the tablet banking, In the entire whole process tablet synced with Main server at Kisan head office and work online mode during center meeting financial activity, similarly in case of poor internet connectivity or no connectivity the field staff download regarding center collection sheet before depart and use offline mode during center meeting at field. In the whole process field staff should not use any paper or go through manual process, field staff conduct all activities with some clicks on tablets, it makes meeting time shorten, secure and confidential so that Staff efficiency has increased and clients burdens decreased due to the tablets.
Moreover it has been providing instant SMS alert service on behalf of Tablet Banking as a value added service, its instant messaging service making client's happy by keeping their financial data secure and secret. Its Robust Tablet service is being more popular and admirable so that many of the organization are visiting to us to observe the entire tab banking process and regarding technology to replicate such innovation carried by kisan.
Mobile Banking : Kisan Bahuudeshiya Sahakari Sanstha recently lunched application based Mobile banking service for banking clients it has ability to execute core banking functions via the active accounts, registered with the Kisan Banking office lamki, further will delever service through rest 2 banking branches (Tikapur & Joshipur).
With mobile banking you can access your bank accounts from your mobile phone or device.
Features of Mobile Banking
1. Account Overview
2. Balance Inquiry
3. Mini Statement
4. Balance Transfer
5. Cheque Book Request
6. Cheque Stop
7.Cardless ATM
8.Installment Loan
Utility Payment:
Recharges:
1. NTC CDMA
2. DishHome
3. Smart Cell
4. Broadlink
5. ADSL
6. UTL
7. SUBISU
8. WORLDLINK
9. SIM TV
Top-Ups:
1. NTC Prepaid and Postpaid
2. NCell Prepaid/Postpaid
3. DishHome(PinLess)
4. UTL
Bill Payments:
1. NTC ADSL Unlimited and Volume Based
2. NTC Landline